External Members of Rating Committee
Former Deputy Governor of Bangladesh Bank
Dr. Mohammad Sohrab Uddin has an experience of a 20 years. He served as the Former Deputy Governor of Bangladesh Bank, Director of Jiban Bima Corporation, Director General of Bangladesh Institute of Bank Management, Senior Economist/Advisor of Central Bank Of Oman.
Mr. Sohrab Uddin completed his PhD in Economics from University of Vanderbilt. He also holds the AIA designation from the Institute of Actuaries in the United Kingdom, signifying his professional qualifications in actuarial science.
Former Chairman of Securities and Exchange Commission
Mr. Faruq Ahmad Siddiqi has a long career in the government. He has served as the Chairman of Securities and Exchange Commission, Independent Director of Al- Arafah Islamic Bank Limited. He served as a member of the National Board of Revenue. He also served as the secretary of the Ministry of Education, Ministry of Commerce, Ministry of Post and Telecommunication.
Mr. Faruq Ahmad Siddiqi completed his B.A. & M.A. degree in English from University of Dhaka.
Former MD of ICB & Karmasangsthan Bank
Md. Abul Hossain brings over 33 years of distinguished leadership experience in the banking and financial sectors.
A veteran of the industry, Mr. Hossain previously served as the Managing Director of both the Investment Corporation of Bangladesh (ICB) and Karmasangsthan Bank. His career is defined by a unique synthesis of high-level banking administration and deep technological expertise, making him a pivotal asset in modern credit evaluation.
In his current role at CRAB, he leverages his extensive background in institutional management and financial strategy to ensure rigorous and insightful rating standards.
Former MD & CEO of Jamuna Bank PLC
Mr. Shafiqul Alam brings an impressive career spanning over 40 years of banking leadership. A veteran executive in the financial sector, he previously served as the Managing Director & CEO of Jamuna Bank Ltd.. Throughout his four decades of experience, Mr. Alam has demonstrated extensive expertise in institutional management and strategic growth.
His profound understanding of the banking landscape and veteran leadership now play a vital role in upholding the rigorous analytical standards of the Credit Rating Agency of Bangladesh (CRAB).
Md. Minhaz Zia, CFA
Former MD & CEO of SABINCO
Mr. Md. Minhaz Zia, CFA, has a distinguished career spanning over 40 years in financial leadership. As the former Managing Director and CEO of SABINCO, Mr. Zia has demonstrated exceptional capability in managing complex financial institutions and investment strategies.
His professional standing is further underscored by his CFA designation, highlighting a commitment to the highest standards of financial analysis and ethical practice. At CRAB, he leverages his deep institutional knowledge to provide expert insights into credit risk and financial performance.
Ms. Shuborna Chowdhury Ex-Commissioner of Taxes, NBR
Ms. Shuborna Chowdhury brings nearly three decades of distinguished public service experience
with the National Board of Revenue, contributing extensive expertise in fiscal policy, tax
administration, and public financial management.
With advanced academic qualifications from the University of Dhaka and Seneca College, along
with international exposure in Canada, she has developed a strong understanding of financial
governance and policy frameworks. Her deep knowledge of revenue systems and public sector
management adds valuable perspective to CRAB’s analytical capabilities, reinforcing its
commitment to excellence, transparency, and rigorous financial assessment.
Together, the combined expertise of CRAB’s leadership in finance, governance, policy, and
institutional management continues to strengthen the organization’s role in delivering trusted
credit assessment and analytical insights.
Ms. Farzana Ahmed brings over 40 years of distinguished global experience in financial
management, corporate governance, and development initiatives. A Chartered Accountant from England & Wales and Australia, with an MA (Hons) from the University of Oxford, she has built
a remarkable career across leading international institutions.
Her professional journey includes senior leadership roles at the Asian Development Bank and Westfield Ltd., where she contributed to strategic financial management and institutional growth.
As a Director at BRAC Bank PLC and Stichting BRAC International, Ms. Ahmed continues to provide valuable expertise in governance, financial oversight, and sustainable development, strengthening CRAB’s strategic vision through her global perspective and deep institutional
knowledge.
CRAB’s Members of Rating Committee
Managing Director & Chief Executive Officer
With 20+ years in banking, microfinance, DFS, and fintech, Mr. Azad drives CRAB’s growth and financial inclusion agenda.
He holds a B.A in English Literature (University of Chennai), an M.A in English (Dhaka University), and an MBA in Marketing (IBA, Dhaka University). He previously served as COO of BRAC
Microfinance and held senior roles at United Commercial Bank Ltd and British American Tobacco Bangladesh.
Vice President & Chief Rating Officer
A credit rating expert with 18+ years’ experience across Financial, Corporate, SME, Infrastructure and Structured Finance ratings, Mr. Nur leads CRAB’s analytical functions. He participated in many trainings including training on “Infrastructure Finance Rating” arranged by ADB & ACRAA in Thailand and four days training on “Rating Methodology & Framework” arranged by CRAB conducted by (ICRA Limited). He completed BBA and MBA in Finance from University of Dhaka and has passed CFA Level 1 (USA).
CFO & Company Secretary
With 20+ years in finance, accounting, and governance, Mr. Rahman manages CRAB’s financial operations and board secretariat. He is a CA Intermediate (ICAB), holds an LL.B. (ADUST), and a Master of Public Affairs in International Economic Relations (BIGM, formerly Civil Service College), Dhaka University.
Assistant Vice President
Mr. Nazrul is a seasoned risk management professional with 20+ years of experience in credit rating and financial management, including six years in reputed corporate houses prior to joining CRAB. He currently leads the SME Cluster, driving team performance and quality of analysis. He has trained over 1,000 professionals through in-house and external programs in his areas of expertise, including MS Excel.
He holds an MBA in Finance and is certified as a Professional Financial Analyst (PFA) and Financial Modeling & Valuation Professional (FMVP) from the Institute of Strategic Management and Finance (ISMF), USA.
A results-driven finance and credit rating professional with over 13 years of progressive
experience in credit risk assessment, financial analysis, and corporate rating services. Currently
serving as Assistant Vice President (AVP) & Cluster Head at Credit Rating Agency of Bangladesh
Ltd. (CRAB), with extensive expertise in evaluating corporate creditworthiness, analyzing
financial statements, conducting industry and business risk assessments, and leading rating
assignments. Previously gained valuable experience in financial services and retail operations
through roles at United Finance Ltd. and ACI Logistics Limited (Shwapno).
Possesses a strong academic background in Finance, including an MBA from the University of
Dhaka and a BBA from the Institute of Business Administration (IBA), Jahangirnagar University.
Recognized for excellent analytical, quantitative, and problem-solving abilities, with proven
leadership, communication, and team management skills. Committed to delivering high-quality
financial insights and supporting strategic decision-making while maintaining the highest
standards of professionalism and integrity.